Insurances

Expert Insurance Advice for British Expats and UK Clients

What we're about…

Keeping it simple

We cut through the complexity of managing finances overseas by avoiding jargon and obscure industry terms. Instead we prefer familiar, reassuring language, and simple financial planning solutions that make sense to everyone.

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Whether you’re a UK expat living abroad, planning your return to the UK, or a UK resident navigating complex international policies, securing the right insurance is a vital part of protecting your financial wellbeing.

At Harrison Brook, we offer independent, FCA-regulated advice on a full range of insurance products tailored to expats and globally mobile individuals. From life assurance to top-up health coverage, we ensure that your policies work seamlessly with your lifestyle, location, and financial goals.

Why Insurance Matters for Expats

Living abroad or planning your return to the UK brings unique challenges. You may be:

  • Unsure if your current life insurance still covers you internationally.
  • Navigating local health systems with gaps in care or cover.
  • Concerned about providing for your family across borders.
  • Overpaying for unsuitable or redundant policies.

We provide expert advice and globally portable solutions that adapt to your circumstances.

Our Insurance Services Include:

  • Life Insurance: UK-compliant and internationally recognised plans for cross-border protection.
  • Top-Up Voluntary Health Insurance: For those relying on state healthcare or with gaps in employer-provided coverage.
  • Critical Illness Cover: Protection for serious diagnoses no matter where you are in the world.
  • Income Protection: Policies that support your earnings even when you’re away from home.

We work with leading global insurers to offer impartial solutions that are cost-effective, tax-efficient, and flexible.

Why Harrison Brook?

  • FCA-Regulated: Trusted and authorised advice you can rely on, wherever you live.
  • Fee-Based, Transparent: No hidden commissions—just clear, objective guidance.
  • Expats Advising Expats: We understand the lifestyle because we live it too.

Get Peace of Mind

Don’t let borders or bureaucracy stand in the way of your peace of mind. Speak to one of our advisers to review your current insurance, explore new options, or get a second opinion.

👉 Get a free insurance review today

What Our Customers Say

Don't just take our word for it, here's what some of our clients have to say.

Testimonials

  • "I found my personal private client adviser Ryan Frost to be very efficient, knowledgeable and helpful. I will not hesitate to recommend his services to others."

  • "Prompt reliable and expert help when needed.Transparent disclosure of all the costs involved. Friendly and efficient service I would highly recommend."

  • "Sound advice in difficult times. Acceptable prices when compared with alternatives. Regular contact and updates in clear understandable form."

  • "I would definitely recommend Harrison Brook to other people. My experience in working with our financial advisor was extremely positive. Speed of response and the level of attention to our needs and requests was great. Administration support was flawless."

  • "Excellent customer service all the way through, professional, proactive, patient in answering all my questions, immediate answer to emails, great follow up and communication, deep legal knowledge and legal experience in the field, all of which helped in having my pension transferred in a faster amount of time than normal. I’ve rarely received such swift and excellent customer service before. The whole complex pension transfer experience could have been heavy and stressful, but instead it was the whole opposite."

  • "It's a nerve-wracking thing to entrust your life savings to a person and company you have never met before. Ryan made the process easy. It was calm, I felt in control and was able to asks and get answers to all the questions I had. I am now all set up with my International SIPP and couldn't be happier."

Harrison Brook has a 5 star independent service rating on Feefo