Life Insurance

Life Insurance for UK Expats and Globally Mobile Families

What we're about…

Keeping it simple

We cut through the complexity of managing finances overseas by avoiding jargon and obscure industry terms. Instead we prefer familiar, reassuring language, and simple financial planning solutions that make sense to everyone.

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Protect your family against any eventuality with expat life insurance tailored to you
Life Insurance for UK Expats and Globally Mobile Families

Protecting your family’s future is essential—no matter where in the world you live. At Harrison Brook, we help UK expats, returnees, and international professionals access life insurance that works across borders and complies with UK financial standards.

Why International Life Insurance?

Standard UK policies often don’t extend cover once you move abroad. International life insurance:

  • Covers you whether you’re living in Europe, Asia, the Middle East, or beyond.
  • Provides lump sum support for your family if the worst happens.
  • Can be written into trust to minimise inheritance tax.
  • Offers flexibility to adapt if you move countries again.

We match you with reputable international providers offering fully underwritten plans that are tax-efficient, portable, and cost-effective.

Tailored to Your Needs

Whether you need:

  • Term life cover for mortgage protection or family security.
  • Whole-of-life cover for legacy and estate planning.
  • Joint cover for couples living abroad.

Our advisers will assess your current situation and future intentions to recommend the most suitable options.

What If You’re Returning to the UK?

We help you review any expiring or non-compliant policies before your return. We’ll ensure your new plan is recognised in the UK and structured for your family’s needs.

Common Questions

Do I need a UK address to get life insurance?
Not necessarily—many international providers cater to expats.

Will my premium change if I move countries?
This depends on the destination and level of risk, but some providers offer fixed premiums regardless of location.

Can I combine life insurance with critical illness cover?
Yes, many policies offer both in one contract.

What Our Customers Say

Don't just take our word for it, here's what some of our clients have to say.

Testimonials

  • "I found my personal private client adviser Ryan Frost to be very efficient, knowledgeable and helpful. I will not hesitate to recommend his services to others."

  • "Prompt reliable and expert help when needed.Transparent disclosure of all the costs involved. Friendly and efficient service I would highly recommend."

  • "Sound advice in difficult times. Acceptable prices when compared with alternatives. Regular contact and updates in clear understandable form."

  • "I would definitely recommend Harrison Brook to other people. My experience in working with our financial advisor was extremely positive. Speed of response and the level of attention to our needs and requests was great. Administration support was flawless."

  • "Excellent customer service all the way through, professional, proactive, patient in answering all my questions, immediate answer to emails, great follow up and communication, deep legal knowledge and legal experience in the field, all of which helped in having my pension transferred in a faster amount of time than normal. I’ve rarely received such swift and excellent customer service before. The whole complex pension transfer experience could have been heavy and stressful, but instead it was the whole opposite."

  • "It's a nerve-wracking thing to entrust your life savings to a person and company you have never met before. Ryan made the process easy. It was calm, I felt in control and was able to asks and get answers to all the questions I had. I am now all set up with my International SIPP and couldn't be happier."

Harrison Brook has a 5 star independent service rating on Feefo