Returning UK Nationals

Smart, clear and personalised financial advice for returning UK nationals ready to make the most of life back home.

What we're about…

Keeping it simple

We cut through the complexity of managing finances overseas by avoiding jargon and obscure industry terms. Instead we prefer familiar, reassuring language, and simple financial planning solutions that make sense to everyone.

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Moving back to the UK can feel like a homecoming, but it’s rarely simple. After years abroad, your life, finances and plans have likely changed. Now, you are navigating re-entry into the UK system. That is where we come in.

At Harrison Brook, we offer clear, independent financial advice for returning UK nationals. Whether you are relocating for work, family or retirement, we help you get your finances in order so you can settle in with confidence.

1. Returning Home Comes with Financial Complexity

Coming back to the UK is not just about finding a house or picking a school. Your finances need attention too. Tax rules may have changed. Your pensions could be overseas. You might have savings, investments or property in another country. You could be earning income from abroad or planning to bring money back into the UK.

This is where tailored advice makes all the difference. Mistakes can be costly. From HMRC reporting to currency exposure and pension options, there is a lot to consider. We understand the complexity and we help you make smart, informed choices.

Our goal is to give you clarity, not confusion.

2. What We Help With

Our advice starts with a conversation. We learn about your goals, your assets and your timeline. Then we build a strategy that fits.

Here is what we typically support returning nationals with:

  • Repatriating Funds
    We guide you through bringing money into the UK in the most efficient way possible.
  • Pension Transfers and Consolidation
    If you hold pensions overseas, we help you understand your choices and manage any transfers with care.
  • Investment Advice
    We align your investment portfolio with your UK residency and long-term financial goals.
  • Inheritance and Estate Planning
    We ensure your arrangements are structured efficiently under UK law.

We also provide advice on retirement, insurance and ongoing wealth management. Every recommendation is based on your individual circumstances.

3. Regulated, Independent and Long-Term Focused

We are fully regulated and entirely independent. That means no product bias, no sales targets and no pressure. Just advice that puts your needs first.

Our fees are clear from day one. No surprises. No hidden charges.

Whether you have already returned or are still planning your move, we are here to help. We also support clients with global assets and future relocation plans.

Book your free consultation today

We will listen, explain your options and help you take the next step with confidence.

Reach out now to start planning your UK return.

What Our Customers Say

Don't just take our word for it, here's what some of our clients have to say.

Testimonials

  • "I found my personal private client adviser Ryan Frost to be very efficient, knowledgeable and helpful. I will not hesitate to recommend his services to others."

  • "Prompt reliable and expert help when needed.Transparent disclosure of all the costs involved. Friendly and efficient service I would highly recommend."

  • "Sound advice in difficult times. Acceptable prices when compared with alternatives. Regular contact and updates in clear understandable form."

  • "I would definitely recommend Harrison Brook to other people. My experience in working with our financial advisor was extremely positive. Speed of response and the level of attention to our needs and requests was great. Administration support was flawless."

  • "Excellent customer service all the way through, professional, proactive, patient in answering all my questions, immediate answer to emails, great follow up and communication, deep legal knowledge and legal experience in the field, all of which helped in having my pension transferred in a faster amount of time than normal. I’ve rarely received such swift and excellent customer service before. The whole complex pension transfer experience could have been heavy and stressful, but instead it was the whole opposite."

  • "It's a nerve-wracking thing to entrust your life savings to a person and company you have never met before. Ryan made the process easy. It was calm, I felt in control and was able to asks and get answers to all the questions I had. I am now all set up with my International SIPP and couldn't be happier."

Harrison Brook has a 5 star independent service rating on Feefo